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EPF Payout Reforms 2025 announced under the 13th Malaysia Plan to improve retirement security

EPF Payout Reforms 2025: How Mandatory Contributions and Flexible Withdrawals Are Reshaping Retirement Security

The 13th Malaysia Plan proposed two major reforms to Malaysia’s Employees Provident Fund (EPF): a voluntary monthly pension payout scheme and a mandatory 2% EPF contribution from foreign workers. The proposed restructuring of the Employees Provident Fund (EPF) represents a major reform aimed at enhancing retirement income security. While these policies were positioned as steps toward long-term retirement security, public response told a different story.

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